2021-2022 will likely experience an increased focus on enhancing the value of centralized and decentralized exchanges, fostering interoperability, building layer-two solutions, facilitating cross-border payments, banking the unbanked, and unbanking the banked. Centralized exchanges (CEXs) and decentralized exchanges (DEXs): While many in the crypto space have historically tended to pit decentralized projects against centralized ones, we are increasingly seeing the two types o